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What is a Workers Compensation Investigation?

A workers compensation investigation helps to examine the validity of a workers compensation claim. Unfortunately, people exaggerate the extent of their injuries or outright lie when filing a claim. It is estimated that workers compensation fraud costs businesses billions of dollars each year (the California Department of Insurance estimated over $1.1 billion in fraud during FY2009-10 in California only). A workman’s compensation investigation can verify honest claims and highlight dishonest ones.

Workers Compensation Fraud Definition

Workers comp fraud is the exaggeration and/or fabrication of injuries that allow the worker to claim and receive workers compensation insurance that they are not entitled to.

Should I Use a Workers Compensation Investigation?

If you are an insurance agent, run your own business, or otherwise are responsible for employees or workers, a workers comp investigation can help ensure that each of the workers filing a worker’s comp claim are entitled to the compensation they receive. This not only allows more money to be available for workers with genuine claims, but it also helps limit loss of manpower and loss of insurance money. If you are unsure, you can contact an investigator to learn more about how they can help.